Hero Token - Financial Inclusion, Transparency, and Efficiency in Southeast Asia

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Do you know? 2 billion people or about 40% of the world's population still have not used the bank or stopped using the bank due to limited access or poor service, even though they have good jobs and are connected to the internet. Financial institutions do not provide services to former customers because they are either unprofitable or risky to the service. More importantly, due to their monopoly positions especially in the developmental economy, many officials have no incentive to improve the product, level of efficiency, improve consumer experience, or appeal to the next generation of customers.
Blockchain Technology can free many financial services from restrictions from previous institutions, fostering competition and innovation to provide better, faster, and cheaper financial services that do not burden them and with a formal financial system.

The Problem

As we know, the problem is that two billion people, about 40% of the global population, are still unattended or unlicensed and unable to gain access to affordable credit to enable them to go to school, stay healthy and grow their small businesses-credit remains a roadblock. for the economic prosperity of billions of people.

At the moment, Southeast Asia is itself a rapidly growing region in the world, in many advanced industries. The Southeast region ranks fourth after the size of the internet market, but only 30% of people have a bank account, which seems very strange, because it is one of the richest who has huge potential and a huge population of the region.

Hero is the future of capital markets in Southeast Asia. All proceeds from the sale of the Hero Origen Token will be donated to a non-profit Foundation. The Foundation, which will be established in Switzerland, will either directly or through subsidiaries and affiliates promote financial inclusion, transparency, and efficiency in Southeast Asia through the development and operation of the Hero Capital Market Platform.

Hero tokens are created to make a positive financial and social impact. The token hero reveals the right to get a bonus, which is part of the profits earned. This does not create an imbalance in a company or any other loss. All tokens in equals will earn the right to earn more than 20% of income.

Hero has been created to make both financial return and positive social impact. A Hero token represents the right to receive a reward, which is part of the interest income earned. It does not represent equity in the company nor have any intrinsic value. All tokens in aggregate will have the right to receive up to 20% of interest income.

Hero Mission & Vission

Hero's mission is to make credit more readily available and affordable for the unbanked or underbanked, starting in Southeast Asia. While Hero has a Vision to transform the financial system that currently excludes as many as 2 billion people from the banking system, Dan Hero provides solutions by utilizing technology to create a more inclusive system in which the system will allow the person to make it easier to access credit.

Hero Capital Market Platform

The Hero Capital Market Platform will utilize blockchain and smart contract technology which will enable a network of financial service marketplaces comprised of a series of interdependent and mutually reinforcing projects in the Southeast Asian market focused primarily on promoting financial inclusion, transparency, and efficiency by enabling the efficient, frictionless, legally enforceable, and profitable transfer of digital currency to/from local fiat currency in order to provide capital for individuals and businesses in markets that are currently excluded from transparent and efficient access to financial services.

Building the New Foundation using Blockchain Technology

Blockchain technology can liberate many financial services from the confines of old institutions, fostering competition and innovation to provide better, faster, and cheaper financial services to those who are outside or heavily burdened by their local and formal financial systems.

Value to investors

Hero tokens are strategically designed to add value to the Hero network:

Reward bearing tokens that generate interest income
Social impact of helping underserved access affordable credit
Buy back: The company may use a percentage of profits to repurchase Hero tokens from the open market at the prevailing market price, therefore the value of the token should be further positively correlated to the success of the project

Payment structure

Up to 20% of the distributed interest income is transferred to a certain Etherium wallet (ETH) every three months. Then ETH is redistributed to all holders of the hero’s tokens in accordance with reasonable contract terms (i.e., the percentage of interest income receives a proportionate share of the token owned).

Going forward Hero Token will become one of the promising platforms because it deals with:

Roadmap

Token Distribution

Bonus Schedule

Every Hero Token will be sold for 1/200 ETH, which means that 1ETH will give you 200 Token heroes. Additional token will be given to the original participant.

Day 1 (first 3 hours) + 30% bonus;
Day 1 (3: 01h-24h) + 20% bonus;
Day 2 and 3 + 10% bonuses;
Day bonus 4–7 + 5%;
Day bonuses 8–14 + 2.5%;
The remaining bonus day is 14 0%.

Token Information

Token Symbol : HERO

Pre-Sale : November 20, 2017 - November 21, 2017
Sale : February 1, 2018 - February 28, 2018

Token Price : 1 ETH = 200 HERO

Accepted Currencies : Ethereum (ETH), Bitcoin (BTC), BitcoinCash (BCC), ETH Classic (ETC), Ripple (XRP), Litecoin (LTC), Waves (WAVES)

Token Type : ERC20

Token Available for Sale : 50,000,000 HERO

Soft Cap : USD 5,000,000

Hard Cap : 250,000 ETH