Datarius - Social P2P Cryptobank

Datarius cryptobank

Datarius cryptobank is a decentralized partially closed system. As a P2P platform, the system enables users to decide themselves whether to use any of variable services and applications. This in turn allows to almost completely reduce transaction costs. Datarius serves as a direct link between lenders, borrowers, and the related services – managers, analysts, insurance companies, funds, trading terminals. Datarius oers a wide range of tools in investment, credit and currency fields. FinTech startups, individuals and legal entities gain access to loans, bailment and investments. Flexible system allows any customer to transfer their personal and/or company accounts to cryptospace, considerably saving on banking servicing and even earning from it.

To more introduce the fintech products through the comments open to participants and transactions, through an assessment of “people” and the boundaries of belief. To get away from the annoying impress from the product line. Standing with customers and to provide competent and active participants with the opportunity to gain advantage in conjunction with project through special functions, co-branding and program partners. Be open and transparent in everything. DATARIUS wanted to show by their own example of that decentralization and a lack of limits is an advantage, and that the company’s finances will be a partner, guide and friend.

The goal of DATARIUS is to provide people from all over the world with free access and the equivalent of the maximum number of financial products. DATARIUS's mission creates an entirely new transparent financial product. Give customers clear tools and greater opportunities. To ensure freedom of choice and action. To provide high-level automation, which will help overcome stereotypes of classic systems and excellent services, and communicate with consumers.

Operating on the Peer to Peer ecosystem, all transaction participants are private users, without any banking institutions. Fintech company iCrypto S.A., developing Datarius Cryptobank, is at the forefront of new digital economy. Their platform will be an excellent solution for people without credit history, to whom traditional banks cannot provide loan proposals to.

The current social banking platform DATARIUS is involved in addressing financial solutions and as a platform for P2P, this system allows users to decide for themselves whether to use service variables and applications.

This allows almost reducing overall transaction costs. Datarius serves as a direct liaison between creditors, borrowers, and related services - managers, analysts, insurance companies, funds, trading terminals.

Advantages

A completely new approach to the credit scoring through the new unique algorithms, based on already existing data received from partner companies;
Internal users’ accounts are duplicated by real physical accounts that further widen opportunities for the period of the blockchain economy development;
Enhanced integration of links between cryptocurrency and fiat, including the integration of instant transfer systems;
Unique verification methods combined with already existing blockchain projects in this segment;
A trust limit system with the opportunity to set a limit for a particular user / group / all users according to the pre-defined criteria, which makes the system even more social.

Mission Datarius

The creation of a P2P system that will tap into the full potential of decentralized financial technology within the framework of real-life and cryptocurrency payment systems.
Gives the world community access to key financial instruments in the P2P transaction format.
Create an entirely new transparent financial product
In a relatively short time cryptobank clients will receive services that ultimately meet their needs, because the transaction will be in automatic mode, while the service will be adjusted. Each transaction will be much more profitable because P2P-platform does not share loan and deposit products and does not involve staff handling this. For this it is a good time to invest and join Datarius.

Applications

Software integration with other online services is crucial for sustainable development and growth of Datarius. Along with public APIs, Datarius customers gain new opportunities to use external services of cryptobank partners.

Mobile Applications

Using iOS or Android smartphone and Datarius application, you can make payments and transfers anywhere in the world, create and respond to loan requests, and trade on Asset Exchange. Alongside applications release, they will introduce mobile digipass, an application generating two-factor authentication codes (2FA) to ensure additional transaction security. The degree of account protection and number of access levels to the system is configurable at user’s request.User can find step-by-step instructions and detailed descriptions of how to use mobile applications in our Training Center. No matter what awareness level of Internet security a customer has: they will show how to reliably protect account by embedded Datarius tools.

Token sale
DTRC token (DaTaRius Coin) — utility-token based on the smart contract ERC-20 of Ethereum network. This is a unique access key and the only instrument for participating in the system of decentralized Datarius cryptobank. The entire range of ecosystem financial products and services is based on the direct interaction of users with each other using DTRC tokens.Strictly following the principles of sociality, openness and freedom of choice, Datarius cryptobank empowers all active holders of DTRC token to receive 65% of the directly withdrawn fees and charges. The distribution will be conducted annually, starting from 2019, proportionally to the number of token holders.

General Distribution Token

Following Datarius’ basic principles of sociality and system formation, his participants developed the following concepts:
73% of all DTRC tokens released will be available to bankers throughout all stages of token sales
20% of the total amount will be transferred to the company’s funds after the release. It was formed by the founder of the project and consists of two parts. 8% will be distributed among the project team, 12% — a reserve fund managed by a staff specialist to balance the economic model of the Datarius ecosystem;
7% removable token will be offered as a direct bonus before the end of ITO. Datarius bonus funds are divided into two parts: 2% of the total token issued will be a prize campaign fund, people and companies that provide exclusive support for the project will use 5% of the total number of tokens as bonuses.